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How Balanced is Your Life Portfolio: 3 Steps to Life Balance

life balance

“My point is, life is about balance. The good and the bad. The highs and the lows. The pina and the colada.”
― Ellen DeGeneres

Many of us are aware of the importance of creating a balanced financial portfolio, but do we know how to create a balanced life?

Having an out of balance lifestyle leads to poor health, career burnout, chronic stress and depression. In a recent study , researchers found that obese individuals reported significantly lower life balance scores and much more stress. It’s likely that a chronically imbalanced lifestyle leads to obesity and other health concerns. Researchers have documented the emergence of a new personality type that emerges from increased the stress and burnout created by an imbalanced lifestyle. A type D person is distressed and often exhibits certain personality traits including negativity, pessimism, depression, anxiety, and loneliness, and a decreased ability to relax and enjoy leisure time.

You can avoid these negative outcomes and achieve a more balanced life by concentrating on building a balanced life portfolio. A solid financial investment fund is managed carefully to provide a diversity of investment vehicles that provide the greatest return while limiting losses. Balancing investments against each other ensures that when some investments fall others will rise to cover the losses. We can use this portfolio metaphor to help us achieve balance in our lives as well.  Below I identify three ways in which you can use your financial wisdom to help you achieve more balance in your life. 

Diversification is the key to life balance and security.

You can organize your life portfolio into seven different types of investments:

  • physical environment (home)
  • career,
  • relationships
  • spiritual life
  • physical health & self-care
  • personal growth & development (intellectual, emotional, and creative growth)
  • recreation & fun.

Think of the time, attention, and money you have as resources that you can invest in each of these seven areas. Make choices to invest your time and energy in alignment with your values and priorities. Rather than viewing these as individual choices, we can consider them as a part of our life portfolio.

For example, you may place a high priority on your career and make time and energy choices accordingly. But what if something happens that makes pursuing your career no longer possible or desirable? What else are you investing in that will balance that loss so that you are still living a fulfilled and happy life?

Diversification does not need you to place equal investments in each of the seven areas of your life. But it does need you to pay attention to each and investing in your goals for this area of your life. Do you see investments in each area in your calendar and checkbook? How we spend our time and money reflects our values and priorities. If one or more of these seven core life areas do not appear in your monthly schedule and budget, your life is likely out of balance.

Life balance is the reflection of your choices.

You are the one who decides where to invest your resources. The concept of investing your time highlights the centrality of choice. We always have a choice in how we spend our resources, not matter how limited those resources may be.

Too many times we complain about our lives being out of balance as if we are not the ones directing the show. Imbalance is a product of abdicating our power of choice to others. It is also the result of refusing to make choices based on our priorities.

In this brief video , I explain how we give our power to choose away when fail to distinguish “should” from “must”. “Should” focuses on what others want from/for us. Yet, “must” is driven by our life purpose and core values. Identifying our “must list” pulls us forward, creating energy, productivity and joy in our lives.

Thus, we need to gain clarity on our purpose and core values to build a life of balance. If you are not yet clear on these two items, this is the first step to your balanced life. You can sign up for a free life planning toolkit  to help you specify your life purpose. You can also take a free on-line survey  to help you identify your core values. The survey will also show whether your core values are out of balance in your life.

Life balance requires regular assessment.

You must check the performance of your investments at regular intervals. The concept of investment also reminds us to make and test these choices in light of future goals. You are not “spending time” doing an activity, you are “making an investment”. Like financial investments, we can expect that the “return” on the investment increases.

What are your goals for your relationships? What are your willing to invest in those relationships to achieve that goal? How will you know if you have achieved or are on target to achieve your goal? As you can see, life balance requires that we have clear and measurable goals in every area of our life. This is what enables us to assess whether we are on target or need to revise our investment strategy.

Moreover, regular assessment allows us to keep our life portfolio balanced over time. The only constant in life is change. We start new relationships, end previous careers, get new interests, develop different health needs. Each of these life events produce change in other areas of our lives.

Every financial broker will tell you that diversification is not a one-time action. Some investments will outperform others. Thus, the most balanced financial portfolio will become out of balance without readjustment. This is why you need to reallocate your acquired resources to reflect your goals.

Reallocation is needed in our lives as well. The changes we experience in our lives require reassessment and reallocation of our time and money. When we do this based on a concrete assessment of our goals and progress, we make sure that we are continually creating a life of balance.

Put your life in balance.

Balance isn’t just something you do. It is a never-ending, and limitless, act of being. By practicing the tools described in this article, you are inviting this state of being into your life. Once you have mastered the concepts and applied the strategy of choosing to focus on what matters most to you, the opportunities, joy and passion your life will expand to fill the horizons of what you can dream. I challenge you to fully explore the possibilities of this evolution of self.

Think of how you currently or are planning to allot your available investment of time and energy. Which of the seven areas (environment, career, relationships, spiritual life, health, personal growth, recreation) are strongly supported in your investment fund?  Write down your top three goals in each of the seven areas. Have you allotted enough time and energy to meet all three values and priorities consistently? Which areas are “underfunded?

Make a commitment today to reallocate your life portfolio to create more balance. Do not allow your precious resources to be “wasted” or spent based on other people’s values and priorities. Now that you are clear on you priorities in each of your life areas, commit to funding your goals.  You have enough time for everything that matters most; it’s up to you to decide what matters most.

Congratulations! You are well on your way to creating the energy, time and balance you need to live the life of your dreams! If you’d like more support in balancing your life portfolio, feel free to contact me or post your questions and challenges below.

 

Using the Power of Focus to Create a Life You Love

Focus on your dreams

Joy is the celebratory emotion that comes from achieving your goals.

Most women I meet are stressed as they struggle to meet the demands placed on them by modern life. Performing in the workplace, caring for children, partners, elderly parents and outside relationships means that most women have very little time and energy to devote to nurturing their own physical and psychological health. As a result of this stress, many women are in strained relationships. Eventually, the stress interferes with their ability to perform at their peak levels at work.

It’s not that the modern woman doesn’t care about healthy living, quality relationships, or a successful career. Either she doesn’t know how to achieve these life goals or she doesn’t believe that she have the time to do so. Sound familiar?

Because I have witnessed so many women caught up in this cycle, I was motivated to write my forthcoming book: Your Life as a Celebration. I believe that each of us can structure our life as a celebration. A celebration of our unique talents and contributions. A celebration of the people and causes that are important to us. A celebration of our strength, vitality, and wisdom. In every way, your life can be a joyous celebration of you!

The Power of FOCUS

Your Life as a Celebration presents a simple and effective formula to achieve your life goals and creating the life you love. This book introduces the five phases of focus. It explains how this easy-to-use technique can make your success automatic. With a small investment of time, you can put in place this proven strategy and achieve visible progress in just three weeks.

Regardless of whether your initial goal is to lose weight, improve your relationship with your spouse, or get a promotion at work. By applying the strategy in this book, you can take the steps needed to reach your goal.

The 5 phases of FOCUS system uses the three pillars of personal development: thoughts, habits, and planning. I explain the scientific research unpinning each of these principles. I also show how the focus system optimizes this principle. Each pillar plays a critical role in creating permanent life transformation.

As a result of the pillars of personal development, the five phases of focus system will enable you to:

*          develop a road map to chart the steps towards reaching to your goal

*          establish new habits that promote your success

*          create a system of accountability that keeps you motivated and on your path to success

*          identify strategies to overcome obstacles that threaten to block your progress.

As you continue implementing the system, you will achieve more and even bigger life goals. Hence, your immediate success will fill you with confidence that promotes your future success. Before you know it, you will have a lifestyle in which you naturally set, achieve, and exceed your goals. This new lifestyle will fuel you with energy, power, and joy.

Personalized FOCUS

The FOCUS system is uniquely personalized and tailored to you. Your goals are your goals and the path to achieving them should reflect you. There are as many distinctive goals as there are fingerprints and the pathways to accomplishing them are equally varied. The FOCUS system guides you through a series of questions based on scientific research and spiritual principles about personal development. The way that you answer those questions and incorporate these principles into your life are correct for you.

Because we are often taught that there is a “normal” way of being, if we we believe that it is “wrong” to do things differently than those around us. While all people learn the “value” of conformity, women are particularly pressured to confine ourselves into the narrowly-defined boxes of our society. In my coaching practice and in this book, I challenge women to identify and live out their unique and authentic life purpose.

I developed the FOCUS system to help women identify and design a personalized plan for life success.

Terms like “cultivating”, “designing”, and “nurturing” reflect my understanding that your personal development is a creative, organic process directed by you to craft your distinctive vision. Each of the chapters of Your Life as a Celebration covers a different aspect of your life . The book guides you in applying the FOCUS method to your health, career, relationships, and purpose .

In addition to the five phases of focus, Your Life as a Celebration presents a series of powerful practices to supercharge your life transformation. These powerful practices are grounded in empirical research on human behavior. They are also personalized to fit your unique goals, personality, and life circumstances. These powerful practices help you to create a life you love. They celebrate your life’s purpose, highlight your unique talents and gifts, love your body to health and wellness, and strengthen your existing relationships.

FOCUS on Your Dreams

You can create a life that you love! Sign up today for a free, limited advance copy of my book. By using the FOCUS strategy, you can replace the stress and imbalance of your life with joy, peace, and balance. You can develop personalized success rituals that put the process of accomplishing your goals on autopilot.

As a result of using this system, you will achieve more of your core life goals. You will be proud of who you are and the life you’ve created for yourself. This accomplishment will fill you with feelings of pride and joy. You can create your flow: a balanced harmony of value driven activities that provide you with increasing amounts of energy and advance your life purpose.

Get your copy of Your Life as a Celebration and begin creating the life of your dreams today. Harness your potential. Manifest your dreams. Create life filled with meaning, purpose, and joy. Start here. Start today.

Wishing you the best in your personalized success. If there’s any way I can support you in creating the life you dream of, please let me know. You are a vessel for a dream. Shine!

 

 

Saying No: the secret to creating balance in your life and work

Saying No to create life balance

“The difference between successful people and very successful people is that very successful people say no to almost everything.”-Warren Buffet

People who are successful in life and their careers have mastered the skill of saying no. They don’t say no to everything. Instead, they say no to people, projects, and activities that are in not line with their core values and life purpose. In this article I share how this simple word can help you create balance in your life and work. I also share two easy techniques to help you develop the habit of saying no to everything that is not in line with your core values and purpose.

Early in my career as a college professor, I was overwhelmed with service obligations. I was new on campus and everyone wanted to take advantage of my new energy and areas of expertise. They frequently invited me to participate in their projects, classes, and committees. Additionally, the fact that I was also one of a handful of black faculty on campus meant that I was the first person to come to mind for any request related to diversity.

Service is my way of life. I am always looking for ways that I can add value to others through my unique gifts and talents. I was also eager to get to know and work collaboratively with my new students, colleagues, and administrators. But the expansiveness of my service and teaching obligations made it difficult for me to find time for my research, my family, and my other life priorities.

I quickly learned that I needed to perfect the art of saying no if I was going to be able to thrive in this career and in all the other areas of my life.

Developing the habit of saying no to most request was difficult for me and is challenging for many of the women I work with. Many of us pride ourselves on being helpful to others. We are also very concerned about hurting others feelings or disappointing them. However, once you fully understand the value of saying no, it becomes clear that this is a loving and compassionate act for you and others.

 

How Saying No Creates Life Balance and Success

Saying no creates space for us to do activities we love

By saying no to most request, we protect our time and energy.  This enables us to  say “yes” to things in line with our core values and life purpose.

We all have a finite amount of time and energy. Spending time on a non-priority project provides less time for our high priority projects. Many of us are overwhelmed because we are doing too many activities. When something that we really want to do comes along, we add it to the list because it’s too great to pass up. But adding to a crammed schedule means that we will not have the focus and energy to do our best in this activity. We may not even enjoy it as much because we’re exhausted from all the other activities jammed into the day.

Saying no helps us to avoid disappointing others with less than our best

Often times we don’t want to say no because we don’t want to disappoint the person making the request. Just imagine how disappointed they will be when you don’t complete the job. What about when you don’t do your best work because it’s not high on your internal priorities?

People make requests of us because they value our talents and competencies. They expect us to bring our best game to the requested project. That’s difficult to do when it’s not something that we value. This is what often leads to “forgetting” to do an activity or missing a deadline on a project. It may seem as if we are disorganized or too busy. But in fact, we are unwilling to prioritize that activity given our limited resources. If we communicated this to the person at the time of the request, they could have found someone else who could focus on the activity. But, now they are doubly angry. First, because their activity didn’t go off as envisioned. Second, because they believe that you are the reason that it didn’t.

It is disingenuous to accept a project that is not in line with our purpose and values because we can not do our best work. It’s better to say “no” upfront. We will experience a smaller level of disappointment compared to the disappointment later in the process when we haven’t performed our best.

Saying no helps us not be resentful of others

Resentment occurs when we feel out of control. Saying no helps us to regain control of our life choices. This prevents our growing resentment of others for the choices we make.

Accepting projects based on other people’s values and priorities creates resentment. We act as if they “made” us do something. This resentment is compounded if we think that they are not grateful for our “sacrifice”.

When you do things because they are in line with your purpose and values, you’re not disturbed by the outcome.

If the outcome is different than you expected, or if others don’t appreciate it, you still believe it’s valuable. It’s always nice to have your work valued and appreciated. But when you work on things that you value, it is already valued and appreciated!

Saying no helps us to do our best work

We do our best work when we are focusing on projects and activities in line with our core values and life purpose. This is how we get in the flow. In flow, we are fully engrossed in a activity that we find intrinsically meaningful. As such, we are willing to go the extra mile to achieve optimal results.

Also, we gain energy when we work on activities in line with our purpose. This energy enables us to remain engaged in action. It also provides us with creative insight that isn’t available to people with more peripheral interest.

Have you found that when others tire and shut down, you can sustain your engagement?  Are you able to see possibilities and opportunities more clearly than others? This resilience and problem solving ability comes from your sincere passion and curiosity. It is easy to do your best at things in line with your purpose. Your passion gives you the curiosity, insight, and motivation needed to excel.

Reflecting upon how you feel after an activity is an indicator of its relationship to your purpose and values. If you feel physically tired but emotionally energized, you are likely doing something in line with your purpose. If you feel drained and depleted, you’re probably not working within your purpose.

While the work may not be easy; it is easy to excel at activities in line with your purpose.

You owe it to yourself, and others, to only accept projects that bring out your best. This is where you can make your greatest contribution.

Strategies to Help You Create Life Balance and Success by Saying No

You understand why it’s critical to say no on a regular basis.  Now let’s consider how you are going to build that habit into your life. Having “yes” as our default position has become a habit for many of us. That bad habit is not going to change without intentional intervention.

I’ve listed two proven strategies to help you address your habitual yes. These techniques will shift your default response from “yes ” to “no to anything that is not in line with my purpose and core values”.

  1. Take a “yes” fast.

Fasting means to refrain from food or activities for a specific period of time. The purpose of the fast is break existing habits. It is also intended to promote reflection and introspection.

Taking a yes fast means that you will say “no” to all requests of you for a specific period of time. That period may be a month or a year. I suggest at least a month so that you can say “no” long enough for it to become your new default. It will also give you enough time to observe the consequences of saying no. This will help you become more comfortable with the new habit.

At first saying no may feel very uncomfortable and others may exert even more pressure on you. This is especially true if you’ve developed a habit for saying yes. But, staying the course will allow you to observe that others’ can adjust and the world will go on. Although you may believe (or people may suggest to you) that you are the only one who can do this activity.

Saying no allows you to see that other people really can step up and do the activity. Or if the activity doesn’t occur, perhaps that’s fine as well. Perhaps that was not the best way to meet the need/goal anyway.

This will be a scary experience in the beginning.

Developing a habit of saying no requires both faith and courage.

Faith to believe that you really are meant to do those things in line with your life purpose and core values. Courage to protect the space to do that. Your faith and courage will reward you with increased time and energy. This reclaimed time and energy can be invested developing yourself and your purpose.

If the thought of saying no to absolutely everything is too scary for you, set a narrow parameter. Your parameter should require you to say no to 90% of new requests but allows a small fraction to still get a yes.

After my early years of teaching, I realized I needed to change from my default yes. But, I felt unprepared to go 100% cold turkey no. After discussing this with my trusted friends and mentors, I decided to say no for an entire year to any request that would take more than two hours of my time. The two-hour time limit included the time to prepare and participate in the activity. This was a very difficult thing for me to do. I called my closest friends on a weekly basis with all the reasons why I should make exceptions to my rule. Thankfully, I have great friends who continued to remind me of my commitment and why it was important.

With the help of my support team, I was able to stay the course. By the end of the year, my default was no longer “yes”. I was able to experience the value added to my life of saying no to the many “good, but not purpose-driven” requests made of my time.

  1. Establish a “No Committee”

Another option to help you move from a default of yes is to establish a No Committee. The No Committee takes the stress away from you of deciding whether to say no.

You select close friends and family members that know you, your work, and your life well. You then explain to them your intention of saying no to non-purpose driven activities. Clearly articulate to the No Committee your life purpose and core values. This will become their guide for all their decisions.  Inform them that you commit to abiding by the decisions of the committee.

Because the committee is made up of people who love you (but are not you) they can evaluate the request with emotional distance and clarity. They agree to compare the request to your established priorities and core values. Then make their decision based whether the request is line with your purpose.

The No Committee must have an odd number so that there is never a tie. The committee must agree to respond with a quick turn-around to any request that you pass along to them. I’ve served on a No Committee for years. I have found it a useful and effective way to support my loved ones in achieving more balance in life and work.

Your Balanced Life

Your balanced life can begin today! It requires you to prioritize activities related to your purpose and core values. Say no to everything else! You’ll be amazed at how you can increase your impact on the world and your own happiness. If you’d like other resources to help you better manage your time and balance your energy, check out my YouTube videos on time management and emotion management.

Share you thoughts on effective strategies to create balance in your life. Let’s keep the wisdom flowing! Comment below.

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